Aflac insurance - cute duck, is it a good idea?
So we have all seen that cute duck in the Aflac insurance commercials.Great marketing ploy, but is Aflac really a good idea ?The duck sure does seem to be able to save the day in a number of different occasions, helping old women cross the street, desperately trying to get his message across to the unsuspecting and somewhat slow and stupid human beings, never getting the credit for bringing life and money-saving insurance.But that Aflac duck is just a marketing ploy, albeit a really, really good marketing ploy.Just like any other insurance plan, you need to really investigate Aflac before you make a decision whether or not you are going to choose it as your insurance.Don't just be taken in by the duck.
Aflac is a Fortune 500 company that is centered in Columbus, Georgia.It was founded in 1955 by three brothers: John, Paul, and Bill Amos.Aflac insurance is available in all 50 of the United States, you can get it in any of the United States territories, and you can get it out of the country, too.Aflac insurance is the insurance of choice for one out of every four Japanese households, part of the 40 million people that it insures across the globe.
Aflac prides itself on its commitment to offer and to provide products and services of the highest quality at always competitive prices.Aflac works to be of the best value to both customers and shareholders (lately, Aflac shares have been performing quite well at the stock market).Aflac is consistently listed as one of the most employee-friendly work locations, particularly for minority women and working mothers.Aflac advertises friendly, fast, and completely fair service, and a treatment of respect and gratitude (not quite the treatment you receive from other large insurance companies).
So what kind of coverage does Aflac offer, with its promises of fair, fast, and friendly service?With Aflac, you can purchase either term life insurance or whole life insurance, or a combination of term life or whole life so that you can make sure that you have the coverage that you need.You can apply for insurance coverage of up to $100,000 (half that amount if you are over 50).One of the nice things about Aflac is that during the application process, you are not required to receive a medical exam or a blood test, so Aflac cannot disqualify you based on your current health state.You can sign up for automation premium deductions from your paycheck, making your monthly payment streamlined and simple. Your Aflac coverage also includes a Waiver of Premium Benefit, and coverage includes an Accelerated Death Benefit.
Aflac insurance has received consistent grades of A+ (out of a possible A++) from a number of different independent insurance rating companies.A brief study of Aflac customers has shown a high level of happiness with the insurance coverage that Aflac offers.Generally speaking, Aflac does live up to its claims of friendly, fair, and fast service, providing checks when you need them, and not requiring a whole lot of messy paperwork that leaves you wondering whether or not you're actually going to get that check for your car accident that left you with a broken back.Customers have demonstrated a high level of satisfaction with Aflac in terms of its flexibility with its plans and with the quickness of claim fulfillment. You should check with your company to see if they offer Aflac, since its premiums might be less than the health insurance that you are with right now.If you are the owner of a small or large business, you will want to look into offering Aflac as an option for your employees, due to the high level of satisfaction with both its quality and its cost. Looks like the cute duck is worth it, after all.