Is MemberHealth a good discount pharmacy option for employees

MemberHealth is a pharmacy benefits provider that attributes most of its success to the member-centered approach to health benefits.Its main focus is on restoring the relationships between patients and their physicians and pharmacists through face to face communication.They are advocates in prescription care for more than 60,000 pharmacies nationwide and provide exceptional customer service to more than 1 of its members.Many people often ask if MemberHealth is a good discount pharmacy option for employees.Let's take a better look at MemberHealth more closely.

Why would companies choose MemberHealth?
Many HR professionals have chosen to go with MemberHealth as a way to help employees reduce the costs of health care.Most companies know and can appreciate the patient first approach that comes with MemberHealth plans.The strong link between beneficiaries and pharmacists creates good business and keeps the costs on pharmaceutical drug us as low as it can be.

Some of the advantages to using a prescription benefit plan managed by MemberHealth are:
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• Flexible and customized designs to meet the needs of each customer.


• - A wide range of co-payment with out without deductibles


• - Negotiated pharmacy drug price savings which then pass on to beneficiaries and the group.


• - A dedicated account management team

It would seem that MemberHealth has its advantages for employees, but there are also other options when it comes to saving money on health care costs.Here are some helpful tips on how you can teach your employees to save money on medical expenses.

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• Shop around.One of the best ways to ensure that you get the best price on anything including pharmaceutical drugs and medical expenses is to shop around for the best price.It may take a little extra time but definitely worth the time and effort.Some pharmacies offer extreme savings on over the counter drugs that you can buy for as little as $4.And if you don't want to run around to twenty different stores you could always just pick up the phone and call.Another great place to shop for pharmaceutical drugs is online.


• - Use generic brands.Another great way to save on medical expenses and especially prescription drugs is to use the generic brand.If you haven't ever compared the prices of generic brands and name brand prescription drugs you will be pleasantly surprised at how much you can save by just using the generic brands.All generic brand prescriptions must be FDA approved so there is no need to worry about whether they will do the same thing as the name brand.You can save sometimes more than 50% when you buy generic prescriptions and over the counter drugs rather than buying the name brand ones.


• - Other alternatives.If you receive health insurance through your employer you might want to look into using a flexible spending account, cafeteria plan, or health savings plan.The first two types of programs work in a way that money is taken from your check each month (or as often as you get paid or would like) that is tax free and placed into an account that is specifically saved for medical expenses.Cafeteria plans require you to look ahead at least 12 months and you must take out a certain amount of money to cover medical expenses.Flex spending accounts are generally taken out monthly.

So is MemberHealth a good discount pharmacy option for employees?MemberHealth is a great way for your employees to save on pharmacy drugs and can be a great option.Although, there are other options for employees to choose from as well and employees should be informed about all of their options before making their decision.